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Pillar 03 — Payouts & FX

Pay anyone, anywhere — at wholesale rates.

Push funds to bank accounts, cards, and wallets in 180+ countries with FX margins that don't punish you for being global.

0
Destination countries
Bank · Card · Wallet
Payout rails
Wholesale
FX margin
Mass
CSV + API payout
Speed by rail

Pick the rail that matches your urgency.

SEPA Instant
~10s

Up to €100,000, EEA, 24/7/365.

Faster Payments
~90s

UK domestic, virtually all hours.

ACH same-day
T+0

US domestic, three daily windows.

Fedwire
Minutes

US, high-value, intraday settlement.

SWIFT
1–3 days

Cross-border international wire.

Card payouts
~30 min

Visa Direct, Mastercard Send.

FX engine

Interbank reference. Transparent margin.

Every FX conversion quotes you the interbank reference rate plus a transparent margin — written into your contract, not buried in a blended rate. Lock today, convert tomorrow. Or do both.

  • Spot, forward, and firm-order pricing on request
  • Hedge with forwards up to 12 months out
  • Net settlement across multi-currency wallets in Averra Core
EUR → USD reference quote
1.0792
interbank reference rate
Averra margin + 0.25%
Your effective rate 1.0765

Indicative — pricing depends on monthly volume, currency pair, and settlement terms.

Ready when you are

Start moving money at the speed of your business.

Talk to our team about IBAN issuance, card acquiring, and global payouts. Most applications are reviewed in 48 hours.