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Compliance

Compliance, built in.

Averra Pay operates as part of a financial services group that includes regulated payment entities. Services are offered through the appropriate entities, infrastructure providers, and financial relationships within our group ecosystem.

Group structure

A technology and commercial platform, part of a regulated group ecosystem.

Averra Pay is a technology and commercial platform offering payment, account, treasury, and cross-border financial solutions. Averra Pay operates as part of a financial services group that includes regulated payment entities. Averra Pay is not itself an authorised payment institution, electronic money institution, or other regulated financial institution.

Services are offered through the appropriate entities, infrastructure providers, and financial relationships within our group ecosystem, structured according to the applicable product, jurisdiction, and regulatory requirements.

Group entities
Regulated payment entities
The wider group includes entities holding regulated payment permissions. Details available on request.
Infrastructure
Partner providers
Certain services are delivered through licensed partner institutions and infrastructure providers.
Service structuring
Per product & jurisdiction
Each service is structured according to the applicable product, jurisdiction, and regulatory requirements.
Eligibility
Subject to review
Availability is subject to eligibility, jurisdiction, compliance review, and the applicable service provider.
Certifications

Audited annually.

PCI DSS
Level 1
SOC 2
Type II
ISO 27001
Information security

Certificate references available on request under NDA.

AML & sanctions

FATF-aligned, screened continuously.

  • AML/CTF programme aligned with FATF Recommendations and applicable national transpositions.
  • Sanctions screening against OFAC, UN, EU, HMT and MAS consolidated lists; ongoing monitoring with refresh on list updates.
  • Risk-based KYB and KYC; named MLRO; documented enhanced due diligence for elevated-risk relationships.
  • EU AML Regulation 2026 readiness: VIBAN end-user identification and registry obligations.
Safeguarding

Applied where required.

Safeguarding arrangements are applied where required through the entity responsible for providing the regulated service. Funds relating to regulated services are handled in accordance with the regulatory requirements applicable to the entity providing that service.

Details of the applicable service provider and safeguarding arrangements for a given product are available on request.

Service availability

Varies by jurisdiction.

Product availability varies by jurisdiction. Certain payment and account services are not available in the United States. Availability is subject to eligibility, jurisdiction, compliance review, and the applicable service provider.

Data protection

Privacy by design.

GDPR / UK GDPR / DPA 2018 aligned. Data minimisation, least-privilege access, encryption in transit and at rest. Sub-processor list and DPA available on request.

Report fraud / abuse

If you've spotted a problem, tell us.

Suspected fraud, phishing impersonating Averra Pay, or abuse of an account offered through Averra Pay — email compliance@averrapay.com. We review every report.

Ready when you are

Start moving money at the speed of your business.

Talk to our team about payment acceptance, named IBAN and multi-currency account solutions, and cross-border payouts. Most applications are reviewed in 48 hours.