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Pillar 01 — Payment Acceptance

Accept payments anywhere your customers are.

Card acquiring, wallets, account-to-account, and 100+ alternative payment methods, with local acquiring across major regions to lift approval rates.

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Alternative payment methods
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Currencies accepted
3DS2
SCA-ready
Smart
Routing & retries
What you can accept

Every rail your customer reaches for.

Cards

Visa, Mastercard, American Express, Discover, JCB, UnionPay, Diners Club. Credit, debit, prepaid, commercial.

Local bank rails

SEPA, Faster Payments, BACS, ACH, Fedwire, Pix, UPI, OXXO, M-Pesa, FPX. Approve at home, not abroad.

Wallets

Apple Pay, Google Pay, PayPal, AliPay, WeChat Pay, Klarna, Affirm. Conversion follows the wallet.

Integration surfaces

Direct API, hosted payment page, drop-in SDK, plugins for Shopify, WooCommerce, Magento, BigCommerce.

Approval optimisation

Smart routing, intelligent retries, network tokenisation, account updater — pennies saved at every step.

Fraud & 3DS2

Native 3DS2 stepping, risk rules, sanctions screening, chargeback management — defence at every layer.

Why approval rates matter

Every declined card is revenue your competitor banks.

Local acquiring routes traffic through the right BIN, in the right country, on the right rail — so issuing banks see a domestic transaction, not a foreign one. We tune routes by card brand, BIN, MCC, and time of day. Pair that with intelligent retry, network tokens, and account updater, and a 2–10 point lift is the usual outcome.

Get a tuning audit
Sample uplift after local routing
+8.4
pp · EU cards
+6.1
pp · UK cards
+11.2
pp · LATAM

Indicative uplift ranges; actual results vary by vertical, ticket size and routing maturity. Quoted figures are reference, not promise.

Ready when you are

Start moving money at the speed of your business.

Talk to our team about IBAN issuance, card acquiring, and global payouts. Most applications are reviewed in 48 hours.