Pillar 02 — IBAN Accounts
Real IBAN accounts in 30+ currencies.
Hold, receive, and reconcile money under your own legal name — across EU, UK, US, and beyond. Your own account number, your own rails, your own treasury.
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Currencies
EU·UK·US
Local details
SEPA
FPS · Fedwire · ACH
Same-day
FX execution
What you get
Your business. Your account. Your rails.
- ✓Real account numbers issued in your company's legal name — not a pooled corporate account.
- ✓Direct rail access: SEPA + SEPA Instant, UK Faster Payments + BACS + CHAPS, US Fedwire + ACH.
- ✓Multi-user permissions, role-based access, dual-control on outbound transfers.
- ✓Real-time balance and transaction APIs; signed webhooks; complete reconciliation history.
- ✓Same-day FX between holding currencies at wholesale margin.
Supported currencies
EURGBPUSDCADAUDSGDHKDJPYCHFSEKNOKDKKPLNRONCZKHUFTRYMXNBRLCLPCOPPENZARAEDSARINRIDRPHPTHBKRW
+ more on request
Availability of named accounts may vary by jurisdiction and business model. We'll confirm coverage during onboarding.
Need vIBANs instead?
Issuing IBANs to your customers, sellers, or sub-merchants?
Real IBANs are for holding your own funds. Virtual IBANs are for tagging incoming payments by end-user. If you're a marketplace, broker, exchange or platform that needs payments to attribute themselves automatically, vIBANs are what you want.
See Virtual IBANs
Ready when you are
Start moving money at the speed of your business.
Talk to our team about IBAN issuance, card acquiring, and global payouts. Most applications are reviewed in 48 hours.